Essential information about Medical Care Expenses Coverage

Travel insurance policies are not all the same, but a common aspect is the exclusion of pre-existing medical conditions. This does not only affect claims for medical treatment but also repatriation in the event of you being taken seriously ill whilst abroad, cancellation in the event that you are too ill to travel and the costs associated with your travelling partner staying with you whilst you are ill when abroad. That cheap travel insurance policy may actually not cover those conditions for which you need it most.

ЄHICPlus does not cover any medical care expenses as you can obtain that for free under the EHIC scheme, regardless of whether it is a pre-exisitng condition or not. We will insure you for costs arising out of pre-existing conditions which have been declared to and accepted by underwriters for emergency repatriation, cancellation, curtailment and associated additional expenses.

This insurance policy provides NO MEDICAL CARE EXPENSES Coverage because it is limited to trips to and within European countries that are members of the reciprocal health agreement that underpin the European Health Insurance Card (EHIC).

If you do not intend to utilise your EHIC entitlement to cover your Medical Care Expenses whilst on your trip(s) or are not willing and able to pay for any private medical costs incurred (including doctor's call out fees, pharmacy costs etc) then because this policy provides NO MEDICAL CARE EXPENSES Coverage, it does not meet your demands and needs.

I understand the restrictions in coverage and wish to obtain a quote (please proceed to quote)

This policy does not meet my demands and needs (thank you for your interest, please close this application).