Acceptable Activities List

If you are going to take part in any hazardous activity, you may not be covered by this policy. If you are intending to take part in any hazardous activity and want to check you are covered, check the list below, or if still unclear you can contact us.

Examples of activities covered as standard:

  • Abseiling
  • Angling
  • Aerial safaris
  • American football
  • Archery (properly supervised)
  • Badminton
  • Banana boating
  • Baseball
  • Beach games
  • Bowls
  • Bungee jumping with a licensed operator
  • Canoeing/Rafting (to Cat.3)
  • Clay pigeon shooting (under supervision)
  • Cricket
  • Cross-country running
  • Croquet
  • Curling
  • Cycling (leisure, excluding BMX stunt riding)
  • Deep sea fishing
  • Fell running/walking
  • Football (amateur)
  • Fencing
  • Gliding (not piloting and subject to flying with qualified pilot)
  • Go-karting
  • Golf
  • Gymnastics (non-competitive)
  • High diving (from a purpose built diving board over a man made pool)
  • Hiking/Trekking/Hill walking (where no ropes or guides are required, established, documented, paths/tracks/mapped routes)
  • Horse riding (not racing, hunting or competing, protective headgear to be worn, excluding jumping trials, hunting, show jumping and competitive riding)
  • Hot air ballooning (licensed operator only, not piloting)
  • Ice skating
  • Ice hockey (on an indoor ice rink)
  • Jet boating (as a passenger)
  • Jet skiing
  • Marathon running
  • Motorcycling (not racing or competing and subject to policy terms)
  • Mountain biking (protective headgear to be worn and excluding competitions)
  • Netball
  • Orienteering
  • Paragliding
  • Parascending/Parasailing (towed by a boat)
  • Polo
  • Pony trekking (protective headgear to be worn)
  • Quad biking (wearing protective clothing and in a controlled environment)
  • Racing (on foot)
  • Rambling
  • River canoeing/Kayaking and Rafting (in calm water not sea or white water above grade 3)
  • Roller blading
  • Rounders
  • Rowing
  • Rugby
  • Sand surfing
  • Sand safaris
  • Safari (organised by a bona-fide tour operator, provided that the Insured Person will not be using a firearm)
  • Sail boarding
  • Sailing and Yachting (inshore/coastal waters – within 12 miles of coastline)
  • Scuba-diving (as long as not flying within 24 hours of last dive) up to a depth of 10 metres as standard or up to a depth of 30 metres maximum (as long as PADI qualified or equivalent to that depth)
  • Shooting (range only)
  • Skateboarding
  • Skating
  • Skin diving
  • Snorkelling
  • Soccer
  • Squash
  • Surface water sports
  • Surfing
  • Swimming
  • Table tennis
  • Ten pin bowling
  • Tennis
  • Trekking (organised by a bona-fide tour operator, established, documented, paths/tracks/ mapped routes)
  • Tug-of-war
  • Underground activities (as part of an organised excursion or tour)
  • Via ferrata
  • Volleyball
  • War games/Paintballing
  • Water polo
  • Water skiing (except jumping)
  • White water rafting (to Cat.3)
  • Weightlifting
  • Windsurfing
  • Winter Sports (where the appropriate additional premium have been paid)
  • Yachting (coastal waters only)

Winter Sports cover will also include:

  • Bobsleighing
  • Cross country skiing (on recognised paths)
  • Curling
  • Ice hockey (other than on an indoor ice rink)
  • Off piste skiing (in areas considered safe by the ski resort management)
  • Ski boarding
  • Sledging
  • Snowboarding
  • Snowshoeing
  • Snow skiing
  • Snowmobiling

If you intend to undertake any activity not shown above that may be considered hazardous or require confirmation of whether your activity is insured, please email us at info@ehicplus.com or call us on 08450 555 222.

We may be able to cover your activity as standard or in some cases for an additional premium.

Please note: There is no cover under Section 4 - Personal Liability for jet skiing, sailing and yachting or snowmobiling.